If you’re trying to decide whether or not the AFC Home Club Home Warranty is right for you, this review presented by Finxpd should help. You’ll find the details you need to know about the coverage’s length, price, and other essential aspects in this analysis. It’s possible that by reading further, you’ll pick up some new information.
AFC Home Club Home Warranty's Overview
2009 marked the beginning of operations for the home warranty business that would later be known as AFC Home Club. Marietta, in the state of Georgia, serves as the site of its headquarters. America’s First Choice Warranty, AFC Warranty, America’s 1st Choice Home Club, Crast Inc., and America’s First Choice Home Club are a few of the business names under which the corporation conducts business in addition to its primary brand, America’s First Choice Warranty. It would appear that there are no significant distinctions between the various plans or service agreements, as all of the names fall under the same corporate umbrella and carry out the same operations.
State of AFC Home Club Home Warranty Availability
The AFC Home Club serves the entire United States, excluding Hawaii.
Because coverage and support were ranked as the most significant aspects of a home warranty by 47% of the 538 respondents, you should check first to see if a provider provides service in your state before evaluating any other aspects of the guarantee.
Available Plans
The following is a list of the four house warranty plans that AFC Home Club has available for purchase:
Offers security for up to six common home systems. Those who own their homes and don’t want the trouble and expense of a severe system breakdown would benefit greatly from this plan.
Protects up to nine standard home machines, such as dishwashers, washing machines, and garage door openers. If you’re a homeowner who’s searching for a plan that covers just your appliances, this is it.
Provides protection for up to 15 different systems and appliances, including those responsible for heating and cooling the home, doing the laundry, and providing water and electricity. If you’re a homeowner and you’re looking for cheap, all-encompassing coverage, this plan is for you.
Offers security for as many as eighteen different gadgets and systems, including HVAC units, home appliances, plumbing, electrical components, and more. If you’re a homeowner who would rather not deal with the hassle of maintaining your home’s appliances and systems, then this plan is for you.
Cost of AFC Home Club Home Warranty
AFC Home Club’s plan cost is similar to that of other house warranty providers in that it varies based on factors like the type of plan you select, the size of your home, and any optional upgrades you may want. Your service cost ($75, $100, or $125) also plays a role. When a repair is required from a service provider, you will be charged a service fee. The monthly premium is cheaper, and the service fee is higher in proportion.
At the low end, AFC Home Club plans will set you back $33.58; at the top end, you’ll pay up to $52.75.
Costs are broken down below for a $75 monthly service plan.
Add-ons to your AFC Home Club plan might cost anywhere from $25 to $150, depending on the extras you choose.
Keep in mind that the price of insurance will change based on various factors, including:
- Your home’s total square footage.
- The strategy you choose
- Selecting a service cost
- Complementary insurance that you purchase in addition to your central policy
- How do you decide to make payments
AFC Home Club Coverage Limits
In the same vein as its competitors, AFC Home Club limits the amount it will pay for covered repairs. A maximum of $150 will be paid out for covered items if they malfunction during the first 30 days after the initial waiting period.
Access, diagnosis, repair, and replacement costs for appliances are covered up to $3,000 per item each membership term. Additionally, there are restrictions on payouts, including:
AFC Home Club Warranty Claims
In its service agreement, AFC Home Club makes it clear that it is not available 24/7 and is not an emergency service. According to the company’s claims process, it typically replies to claims within 48 hours if submitted during the week, but it can take up to four days if they are offered on the weekend or a holiday.
This is relatively slow compared to competitors, who often boast 24 hours or fewer response times. On the other hand, AFC Home Club may be just being more honest about its typical response time.
To utilize your service professionals, you must first get authorization from the firm after filing a claim for non-emergency work. Customers can hire a service professional of their choosing in the event of an emergency. However, this should be done only after a claim has been filed and authorization has not yet been granted.
Due to some ambiguity in the wording of the agreement’s provisions in this regard, we advise you to look over your insurance thoroughly and ask questions before making any final decisions. If an emergency arises and you need to address it with your own service professional, you can rest assured that you won’t violate the agreement if you do this.
Pros & Cons of AFC Home Club Warranty
Is the AFC Home Club Warranty worth it?
If you’re shopping around for a home warranty and value low rates and adaptability, AFC Home Club could be an excellent option to explore. You’ll get better rates and coverage options if you sign up for a longer term with the company. It offers various optional coverage extensions in addition to its four base plans protecting your systems and appliances.
Although AFC Home Club’s monthly premiums are more than many other service providers, members can set the rate they are ready to pay.
In addition, you can select the technician you prefer to work with you.
If you’re looking for a home warranty policy, look no further than AFC Home Club, a nationwide provider that chooses four different insurance options. These plans may partially or fully cover repairing or replacing essential home systems and appliances. Items in pools, double ovens, and portable water heaters are optional coverage upgrades for customers.
The home warranties provided by AFC Home Club are standard in the market. The organization offers extensive service areas, and you can select the repair technician of your choice. It’s important to note that these plans do not include any extra benefits despite their higher prices. Furthermore, AFC Home Club has a mediocre customer satisfaction rate. These factors suggest that AFC Home Club is not currently among the best home warranty plans on the market, so we do not recommend it.
The cost was ranked as the top consideration for 74% of respondents when making their choice. Also crucial are timely responses (cited by 48% of respondents), competitive pricing (quoted by 48% of respondents), and clear explanations of all applicable fees (63%).
All of them, exclusions and payout restrictions, are factored into our reviews to help you make an educated decision when choosing a home warranty provider.