If you want to learn more about First American Home Warranty, you can read this review. This evaluation examines First American’s coverage options, coverage limitations, policy terms, and other essential details to provide information about the company’s offerings.
First American Home Warranty's Overview
Since 1984, First American Home Warranty has served more than half of the United States. It has headquarters in Canoga Park, California. It provides two home warranty plans that cover home appliances, plumbing, electrical, and other services.
In addition, compared to other home warranty plans, First American Home Warranty provides low costs, even though their policies provide basic protection with no potential for customization. Each visit from one of their service contractors is additionally charged an $80 trade service fee (TSF).
State of First American Home Warranty Availability
Genuinely, First American Home Warranty is available in many states. However, the states as follows are excluded:
First American offers two plans to its customers: the Basic plan and the Premier plan.
The basic plan covers a few household products. Examples are your washer and dryer, refrigerator, dishwasher, oven, microwave, garbage disposal, and trash compactor.
The Premier plan includes coverage for a variety of household equipment and systems. This plan includes everything the Basic plan covers, including plumbing, heating, electrical, and ducting.
Cost of First American Home Warranty
As mentioned, First American offers two plans at prices comparable to those of other home warranty providers. The Basic plan is ideal for budget-conscious households who want basic items coverage. The Premier plan is more expensive. However, it is still less expensive than most other comprehensive coverage plans.
For an ordinary family household, the Basic plan costs $38 per month or $420 per year, while the Premier plan is more expensive at around $48.5 per month or $546 per year. Nevertheless, the actual cost will vary based on the size and location of your property, as well as the plan you select.
Limitations of Payout
Normally, coverage exclusions are expected with any home warranty plan. They will vary depending on the plan you choose. However, in general, First American does not cover components that are not physically essential for the device to work.
- Alarm systems
- Kitchen appliance knobs
- Heating system filters
- Space heaters
- Water heater holding tanks
When a service is required, customer support representatives are accessible 24 hours a day, seven days a week. According to the sample contract, service requests will be delivered within four hours during normal business hours. According to customer surveys, the average wait for a service call is 48 hours. First American Home Warranty has a contractor network. While it is not publicized, you may be able to pick your contractor if it is authorized beforehand.
Pros and Cons
Is First American a Worth Home Warranty to Get?
You should consider First American Home Warranty if you want an inexpensive, all-inclusive house warranty plan that covers your home’s essential appliances and systems. It includes a robust range of coverage add-on choices. Thus, this makes it an excellent choice for those who need to cover particular products. However, before committing, you must double-check that the coverage meets your requirements. You may submit an online quotation request or call a salesperson for further information.
To conclude, First American Home Warranty is a good choice for homeowners who prioritize their home’s appliances. The reason is because the Basic plan is reasonably priced and the $3,500 coverage maximum is competitive with the industry average. Due to its protection for incorrectly installed or maintained products and great HVAC coverage, its Premier plan is also a viable option. Additionally, the firm provides a range of extra coverage alternatives, such as air conditioning and the First Class Upgrade.