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    How to Check SBI Balance: Everything You Need to Know

    Updated:11 Mins Read18 Views

    Keeping track of your bank account balance is crucial for effectively managing your finances. If you have an account with the State Bank of India (SBI), you might be thinking about the most convenient ways to check your balance. This detailed guide will help you explore different methods to easily verify your SBI balance, providing you with important information to make the process smoother and simpler.

    List of Contents

    What Exactly Is SBI Balance?

    What Exactly Is SBI Balance?

    The SBI balance refers to the total amount of money in a person’s account at the State Bank of India (SBI). This balance encompasses all deposits, withdrawals, and accrued interest. It is important to know the SBI balance to effectively manage personal finances, make wise financial decisions, and ensure sufficient funds for transactions and payments. There are several methods to check the SBI balance, such as internet banking, mobile apps, missed call service, SMS banking, ATMs, and updating the passbook. These various options allow individuals to conveniently access and keep track of their SBI account balance.

    How to Check SBI Account Balance

    How to Check SBI Account Balance

    Methods on how to check balance in SBI using different ways are as follows:

    1. Using Internet Banking

    2. Using Mobile Banking App

    3. Using SMS Banking

    4. Using Missed Call Banking

    5. Using ATM

    6. Using Passbook

    Step-by-Step Guide for Checking SBI Balance by Using Internet Banking

    Internet Banking

    If you have an account with the State Bank of India (SBI) and want to know how to check balance in SBI quickly, internet banking is a great alternative. Follow the steps below to check your SBI account balance using Internet banking:

    StepsDetails
    Step 1: Go to the Official SBI Website1. Launch your preferred browser on your PC or mobile device.
    2. In the address bar, type “www.onlinesbi.com” and hit Enter. 
    3. You will be routed to SBI’s official website.
    Step 2: Access Your Internet Banking Account1. On the SBI homepage, look for the “Login” area.
    2. Based on your online banking type, select “Personal Banking” or “Corporate Banking.”
    3. Select “Continue to Login” or a similar button.
    4. You will be taken to the login page.
    Step 3: Enter Your Information1. Fill in your username and password in the appropriate fields on the login page.
    2. If you don’t have an account, click on the “New User Registration” link to create one.
    3. Check your credentials for accuracy before clicking the “Login” or “Submit” button.
    Step 4: Go to Account Summary1. After logging in, your Internet banking dashboard appears.
    2. Locate and select the “Accounts” or “Account Summary” tab.
    3. A drop-down or list of linked accounts will appear.
    Step 5: Go to Account Summary1. You will be transported to your Internet banking dashboard after successfully logging in.
    2. Locate and select the “Accounts” or “Account Summary” tab.
    3. A drop-down or list of linked accounts will appear.
    Step 6: Verify the Account Balance1. Select the account for which you wish to check the balance from the list of alternatives.
    2. Account number, available money, and transaction history will be shown.
    3. Note your SBI account’s current balance.

    Step-by-Step Guide for Checking SBI Balance by Using Mobile Banking App

    Mobile Banking App

    Follow these simple steps to know how to check balance in SBI account using online banking:

    StepsDetails
    Step 1: Go to the Official SBI Website1. On your computer or mobile device, launch a web browser.
    2. In the address bar, type “www.onlinesbi.com” and hit Enter.
    3. You will be routed to SBI’s official website.
    Step 2: Access Your Internet Banking Account1. Locate the “Login” section on the SBI homepage.
    2. Select your Internet banking type, such as “Personal Banking” or “Corporate Banking.”
    3. Select “Continue to Login” or a similar button.
    4. You will be taken to the login page.
    Step 3: Enter Your Information1. Enter your username and password in the appropriate fields on the login page.
    2. If this is your first time signing in, change your password per the bank’s instructions.
    3. Check that your credentials are accurate, then click the “Login” or “Submit” button.
    Step 4: Go to Account Summary1. You will be transported to your Internet banking dashboard after successfully logging in.
    2. Locate and select the “Accounts” or “Account Summary” tab.
    3. You will see a drop-down menu or a list of your linked accounts.
    Step 5: Verify the Account Balance1. Choose the account you wish to see the balance from the options offered.
    2. The account details will be displayed, including the available amount, account number, and transaction history.
    3. Take notice of the account balance displayed, as it represents the current funds in your SBI account.

    Step-by-Step Guide for Checking SBI Balance by Using SMS Banking

    SMS Banking

    The SMS banking service SBI offers enables account balance inquiries via text message. Here is how to check your SBI balance through SMS:

    StepsDetails
    Step 1: Register for SMS Banking1. Visit your nearest SBI branch and request the SMS banking registration form.
    2. Fill out the form with accurate details, including your account number, mobile number, and other required information.
    3. Submit the completed form to the bank representative.
    4. The bank will process your registration and activate SMS banking for your account.
    Step 2: Compose an SMS1. Open the messaging app on your mobile phone.
    2. Create a new message.
    3. In the recipient field, enter the SBI SMS banking number provided by the bank (e.g., 9223440000).
    4. Type “BAL” (without quotes) followed by a space in the message body.
    5. Enter your account number after the space.
    6. Double-check the accuracy of the entered details to ensure a successful request.
    Step 3: Send the SMS1. Once you have composed the message with the correct format and account number, send the SMS to the SBI SMS banking number.
    2. Ensure your mobile plan has a sufficient balance or free SMS credits to avoid any charges or restrictions.
    Step 4: Receive the Response1. After sending the SMS, you will receive a reply from the SBI SMS banking service.
    2. The response message will contain your account balance and any additional information specified during registration.

    Step-by-Step Guide for Checking SBI Balance by Using Missed Call Banking

    How to Check SBI Balance

    SBI’s missed call banking is a convenient way to check your account balance quickly. You can do SBI balance check number miss call by following these steps:

    StepsDetails
    Step 1: Register for Missed Call Banking1. Ensure that your mobile number is registered with your SBI account.
    2. Dial the SBI account balance check number: 09223488888.
    3. The call will automatically disconnect after a few rings.
    4. You will receive an SMS confirming your successful registration for missed call banking.
    Step 2: Give a Missed Call to Check Balance1. Dial the SBI missed call banking number from the SBI balance enquiry number: 09223766666.
    2. Allow the call to ring for a few seconds and then disconnect.
    3. Ensure you use the mobile number registered with your SBI account to initiate the missed call.
    Step 3: Receive SMS with Account Balance1. After giving the missed call, you will receive an SMS from SBI containing your account balance and other relevant details.
    2. The SMS will provide you with the current available balance in your SBI account.

    Step-by-Step Guide for Checking SBI Balance by Using ATM

    How to Check SBI Balance

    You can check your SBI account balance at an ATM if you prefer the traditional method. Follow these steps:

    StepsDetails
    Step 1: Locate the Nearest SBI ATM1. Use online maps or directories to find the nearest SBI ATM.
    2. You can also utilize SBI’s ATM locator on their website.
    Step 2: Visit the SBI ATM1. Carry your SBI debit card or ATM card with you.
    2. Head to the nearest SBI ATM and ensure it is operational.
    Step 3: Insert Your Card1. Insert your SBI debit card or ATM card into the designated slot on the ATM.
    2. Ensure you insert the card with the side containing the chip facing upwards.
    Step 4: Enter Your PIN1. The ATM will ask for your PIN.
    2. Carefully enter your 4-digit PIN using the keypad provided on the ATM.
    3. Protect the keypad when typing your PIN.
    Step 5: Select “Balance Inquiry”1. After entering your PIN, the ATM will show transaction options.
    2. Look for the “Balance Inquiry” or “Check Balance” option on the screen.
    3. Select the choice by pressing or touching the ATM interface.
    Step 6: View Your Account Balance1. The ATM will process your request after selecting the “Balance Inquiry” option.
    2. The screen will display your SBI account balance, usually in the local currency.
    3. Take note of the displayed balance or request a printed receipt for reference.
    Step 7: Complete the Transaction1. After checking your account balance, you can continue or end the session.
    2. Follow the prompts on the ATM screen to select your desired option.
    3. Select and follow the procedures for cash withdrawals or financial transfers.

    Step-by-Step Guide for Checking SBI Balance by Using Passbook

    SBI Balance

    For those who enjoy the tangible feel of a passbook, you can check your SBI account balance by updating your passbook at a branch. Here’s how:

    StepsDetails
    Step 1: Visit the Nearest SBI Branch1. Locate the nearest SBI branch to your location.
    2. Plan a visit during working hours when the branch is operational.
    Step 2: Carry Your Passbook1. Ensure that you have your SBI passbook with you.
    2. Ensure the passbook is current and belongs to the account you wish to check the balance.
    Step 3: Enter the Branch1. Enter the SBI branch premises and head to the customer service or account inquiry section.
    2. Follow any queuing system or instructions provided by the bank staff.
    Step 4: Approach the Bank Representative1. Once you turn, approach the bank representative stationed at the customer service counter.
    2. Greet the representative and explain that you want to check your account balance using your passbook.
    Step 5: Hand Over Your Passbook1. Hand over your passbook to the bank representative.
    2. The representative will ask for your account details and verify your identity for security purposes.
    Step 6: Passbook Update1. The bank representative stamps, enters, and prints your account balance on the passbook page.
    2. Wait patiently for the representative to complete the update process.
    Step 7: Collect Your Passbook1. Once the passbook update is complete, the bank representative will return your passbook to you.
    2. Thank the representative for their assistance, and ensure you have received your passbook back.
    Step 8: Verify Account Balance1. Open your passbook and locate the updated page.
    2. Verify that the printed account balance is accurate and matches your expectations.
    3. Take note of the balance and any additional information provided in the passbook.

    Conclusion

    In conclusion, keeping track of your SBI account balance is essential for effective financial management. With technological advancements, SBI provides various convenient methods to check your balance, including internet banking, mobile banking, missed call service, SMS banking, ATM visits, and passbook. Following the instructions outlined in this comprehensive guide, you can effortlessly stay updated on your SBI account balance, ensuring complete control over your finances.

    FAQs

    1. How can I know my SBI account balance?

    To know your SBI account balance, you can use internet banking, mobile banking, missed call service, SMS banking, visit an SBI ATM, and passbook.

    2. How can I check my SBI account balance through WhatsApp?

    You cannot check your SBI account balance through WhatsApp.

    3. How can I check my SBI account balance through USSD?

    You cannot check your SBI account balance through USSD.

    4. How do I check my account balance with my phone number?

    You can check your account balance with your phone number by utilizing the missed call service or SMS banking provided by SBI.

    5. How can I check my SBI NRI account balance?

    To check your SBI NRI account balance, you can follow the methods mentioned earlier: internet banking, mobile banking, missed call service, SMS banking, or visit an SBI ATM.

    6. How can I check my bank account balance on my phone without the Internet?

    Without the Internet, you cannot directly check your bank account balance on your phone. You typically need an active data connection to access your account information online.

    7. Can I check my bank balance without an app?

    Yes, you can check your bank balance without an app. You can use alternative methods such as calling your bank’s customer service hotline.

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