Generally, everyone may need to void a check, but you are not sure how to do so. Significantly, when it comes to your finances, there can be a few different reasons why you need to be aware of how to void a check connected to your bank account number. You can continue reading this article to learn how to void a check securely without putting your bank account at risk.
List of Contents
3 Steps to Void a Check
Generally, it is not difficult to void a check. Here is what you need to do.

1. Get a blank check
There is no need to add any information on the standard lines when submitting a voided check for direct deposit or automatic payments. You must obtain a blank check from your checkbook and then go to the following step.
2. Put the word “VOID” across the whole face of the check
In this step, you have to write the word “VOID” in giant letters across the whole face of the check by using a blue or black pen. Moreover, it would be best to not obscure the routing and account information. The recipient of the canceled check will use these numbers to identify your checking account. Writing “VOID” on the check will prevent anyone from completing and cashing the check.
3. Make a copy of the voided check for your records
The last step is to make a copy of the voided check and mail it to your employer or whoever requires it. You may retain the original to remind you that the cheque with this number has not been cashed. You can use copies or images of the same voided check in various circumstances.
To put it simply, that is all there is to it. After the check has been canceled, it can no longer be used for any purpose, including paying for things.
The Reasons for Voiding a Check

Some instances in which you might need to void a check have already been addressed. To summarize, the following are the most prevalent situations in which you may need to know how to void a check.
- To establish direct payments
You may need to void a check if you want to arrange electronic payments for personal or business usage. For example, if you own a business and your vendors want to be paid online, voiding a check could be part of establishing automatic payments.
- For direct deposit
Direct deposit can help you be paid faster. However, your company will need some information from you to get started, such as your bank account number and routing number. A check is an easy approach to supply those facts.
- Regular bill payments
You may need to submit a canceled check if you want to schedule payments from your checking account to pay your mortgage, auto loan, or other bills online.
Nevertheless, you should remember that voiding a check may be essential if you make a mistake when writing a check. For example, if you write the wrong dollar amount on a check, you must void it to prevent the person or business to whom you wrote the check from cashing or depositing it. Moreover, it is crucial to remember that you cannot void a check once it has been presented to the payee. The only option to prevent the check from being cashed or deposited at that time is to request a stop payment from your bank, which may incur a cost.
4 Things to Do If Your Bank Account Do Not Offer Checks

Typically, checks are not available with every checking account. One of the bigger banks that offers checkless checking is Chase. These accounts may appeal to the unbanked and underbanked, who account for 5.4% and 18.7% of American households, respectively.
However, if you have a bank account that does not accept checks, you can set up direct deposit or electronic payments using the following methods.
1. Use a deposit slip
Deposit slips should also include your routing number and bank account number. If your bank gives them, this might be an option.
2. Send banking data online
If you are attempting to set up online bill payments, you may be able to do it via your online banking account. It can be done without the need for voided checks or paper paperwork.
3. Request an initial check from your bank
Your bank may be able to provide you with a starter or sample check that includes your routing number and bank account number for voiding purposes.
4. Obtain more documents from the bank
If you are unable to utilize a deposit slip or starter check, your bank may be able to give you an official letter that includes your routing and account number.
Conclusion
To sum up, a check that has been crossed out is not valid for use as payment. Notably, to cancel a check, the word “void” needs to be placed on the face of the check. The banking information printed on the check that has been invalidated can be utilized to establish an electronic link that will allow you to make payments to or withdraw money from your bank account.
FAQs
Writing the word “VOID” across the face of a check is all that is required to void it. First, write “VOID” across the face of the check-in in bold, readable letters. Next, ensure the check is marked “VOID” in your check register or other records systems. Lastly, keep the voided check for your records.
If the check has already been deposited or paid, it may not be possible to invalidate it. However, you might try calling your bank or financial institution as quickly as possible to see if they can halt payment or reverse the transaction. Responding quickly and offering any relevant information or evidence to assist in the process is critical.
If you accidentally throw away a voided check, you should notify your bank or financial institution immediately. They might be able to give you a copy of the voided check or stop payment on the original check. It is essential to respond quickly to avoid any illegal use or fraud.
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Source: Investopedia